Indian Overseas Bank IFSC Code
KUMILY Branch, KUMILY, KUMILY, KERALA
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, KUMILY branch in KUMILY, KERALA is IOBA0003789.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- KUMILY
- MICR Code
- Not Assigned / Non-MICR
- City / District
- KUMILY (KUMILY)
- State
- KERALA
- Postal Pincode
- N/A
KALLUMAKKEL BUILDINGS NEAR HYUNDAI SHOWROOM 1ST MILE KUMILY MUNNAR ROAD PO KUMILY DISTRICT IDUKKI
How to Read IFSC Code: IOBA0003789
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003789)
What is the IFSC Code for Indian Overseas Bank KUMILY branch?
The IFSC Code for Indian Overseas Bank KUMILY branch in KUMILY, KERALA is IOBA0003789. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank KUMILY branch?
The branch is located at: KALLUMAKKEL BUILDINGS NEAR HYUNDAI SHOWROOM 1ST MILE KUMILY MUNNAR ROAD PO KUMILY DISTRICT IDUKKI, KUMILY, KERALA.
How can I contact Indian Overseas Bank KUMILY branch?
You can contact the branch at: Phone: +914842375896. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0003789?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003789' represent the specific KUMILY branch code.
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