Indian Overseas Bank Banda Branch IFSC Code: IOBA0003857
Branch Code: 003857 | BANDA, BANDA, UTTAR PRADESH
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Banda branch in BANDA, UTTAR PRADESH is IOBA0003857. The MICR code for cheque clearance is 210020003.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- BANDA
- MICR Code
- City / District
- BANDA (BANDA)
- State
- UTTAR PRADESH
- Postal Pincode
- 210001
CIVIL LINES,NEAR B.ED. COLLEGE, BANGALIPURA, BANDA-210001, Pincode: 210001
How to Read IFSC Code: IOBA0003857
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003857)
Which bank does IFSC Code IOBA0003857 belong to?
IFSC Code IOBA0003857 belongs to Indian Overseas Bank for its BANDA branch, located in BANDA, UTTAR PRADESH. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank BANDA branch?
The IFSC Code for Indian Overseas Bank BANDA branch in BANDA, UTTAR PRADESH is IOBA0003857. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank BANDA branch?
The branch is located at: CIVIL LINES,NEAR B.ED. COLLEGE, BANGALIPURA, BANDA-210001, Pincode: 210001, BANDA, UTTAR PRADESH.
What is the MICR Code for Indian Overseas Bank BANDA?
The MICR Code for electronic cheque clearing at Indian Overseas Bank BANDA is 210020003.
How can I contact Indian Overseas Bank BANDA branch?
You can contact the branch at: Phone: +919971534423. For official national customer care, refer to Indian Overseas Bank's official banking channels.
How to decipher the IFSC code IOBA0003857?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003857' represent the specific BANDA branch code.
Parent Directory Links
Other Bank Branches in Pincode 210001
View All in Pincode →Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.