IOBABranch Code: 003876

Indian Overseas Bank IFSC Code

LAHARTARA - VARANASI Branch, VARANASI, VARANASI, UTTAR PRADESH

Primary IFSC Code

IOBA0003876

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, LAHARTARA - VARANASI branch in VARANASI, UTTAR PRADESH is IOBA0003876. The MICR code for cheque clearance is 221020013.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: LAHARTARA - VARANASI
MICR Code: 221020013
City / District: VARANASI (VARANASI)
State: UTTAR PRADESH
Postal Pincode: 221106

Full Branch Address

ARAZI NO. 218/2, G. T. ROAD, CHANDPUR INDUSTRIAL ESTATE, NEAR MAA SARASWATI MAHILA P G COLLEGE,LAHARTARA, DIST VARANASI, PIN - 221106, Pincode: 221106

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: IOBA0003876

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003876Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0003876)

What is the IFSC Code for Indian Overseas Bank LAHARTARA - VARANASI branch?

The IFSC Code for Indian Overseas Bank LAHARTARA - VARANASI branch in VARANASI, UTTAR PRADESH is IOBA0003876. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank LAHARTARA - VARANASI branch?

The branch is located at: ARAZI NO. 218/2, G. T. ROAD, CHANDPUR INDUSTRIAL ESTATE, NEAR MAA SARASWATI MAHILA P G COLLEGE,LAHARTARA, DIST VARANASI, PIN - 221106, Pincode: 221106, VARANASI, UTTAR PRADESH.

What is the MICR Code for Indian Overseas Bank LAHARTARA - VARANASI?

The MICR Code for electronic cheque clearing at Indian Overseas Bank LAHARTARA - VARANASI is 221020013.

How to decipher the IFSC code IOBA0003876?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003876' represent the specific LAHARTARA - VARANASI branch code.