Indian Overseas Bank Lahartara Varanasi Branch IFSC Code: IOBA0003876
Branch Code: 003876 | VARANASI, VARANASI, UTTAR PRADESH
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Lahartara Varanasi branch in VARANASI, UTTAR PRADESH is IOBA0003876. The MICR code for cheque clearance is 221020013.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- LAHARTARA - VARANASI
- MICR Code
- City / District
- VARANASI (VARANASI)
- State
- UTTAR PRADESH
- Postal Pincode
- 221106
ARAZI NO. 218/2, G. T. ROAD, CHANDPUR INDUSTRIAL ESTATE, NEAR MAA SARASWATI MAHILA P G COLLEGE,LAHARTARA, DIST VARANASI, PIN - 221106, Pincode: 221106
How to Read IFSC Code: IOBA0003876
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003876)
Which bank does IFSC Code IOBA0003876 belong to?
IFSC Code IOBA0003876 belongs to Indian Overseas Bank for its LAHARTARA - VARANASI branch, located in VARANASI, UTTAR PRADESH. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank LAHARTARA - VARANASI branch?
The IFSC Code for Indian Overseas Bank LAHARTARA - VARANASI branch in VARANASI, UTTAR PRADESH is IOBA0003876. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank LAHARTARA - VARANASI branch?
The branch is located at: ARAZI NO. 218/2, G. T. ROAD, CHANDPUR INDUSTRIAL ESTATE, NEAR MAA SARASWATI MAHILA P G COLLEGE,LAHARTARA, DIST VARANASI, PIN - 221106, Pincode: 221106, VARANASI, UTTAR PRADESH.
What is the MICR Code for Indian Overseas Bank LAHARTARA - VARANASI?
The MICR Code for electronic cheque clearing at Indian Overseas Bank LAHARTARA - VARANASI is 221020013.
How to decipher the IFSC code IOBA0003876?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003876' represent the specific LAHARTARA - VARANASI branch code.
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