Indian Overseas Bank Pandeypur Varanasi Branch IFSC Code: IOBA0003877
Branch Code: 003877 | VARANASI, VARANASI, UTTAR PRADESH
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Pandeypur Varanasi branch in VARANASI, UTTAR PRADESH is IOBA0003877. The MICR code for cheque clearance is 221020012.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- PANDEYPUR - VARANASI
- MICR Code
- City / District
- VARANASI (VARANASI)
- State
- UTTAR PRADESH
- Postal Pincode
- 221002
SA 2/427 B 1A 2A, IN FRONT OF RAY SAHAB KA BAGICHA, LALPUR, PANDEYPUR, VARANASI, PIN -221002, Pincode: 221002
How to Read IFSC Code: IOBA0003877
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003877)
Which bank does IFSC Code IOBA0003877 belong to?
IFSC Code IOBA0003877 belongs to Indian Overseas Bank for its PANDEYPUR - VARANASI branch, located in VARANASI, UTTAR PRADESH. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank PANDEYPUR - VARANASI branch?
The IFSC Code for Indian Overseas Bank PANDEYPUR - VARANASI branch in VARANASI, UTTAR PRADESH is IOBA0003877. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank PANDEYPUR - VARANASI branch?
The branch is located at: SA 2/427 B 1A 2A, IN FRONT OF RAY SAHAB KA BAGICHA, LALPUR, PANDEYPUR, VARANASI, PIN -221002, Pincode: 221002, VARANASI, UTTAR PRADESH.
What is the MICR Code for Indian Overseas Bank PANDEYPUR - VARANASI?
The MICR Code for electronic cheque clearing at Indian Overseas Bank PANDEYPUR - VARANASI is 221020012.
How to decipher the IFSC code IOBA0003877?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003877' represent the specific PANDEYPUR - VARANASI branch code.
Parent Directory Links
Other Indian Overseas Bank Branches in VARANASI
View All →102,STATION ROAD,MALLU TALAB,BHADOHI,U.P.221401
NO 114 BALAJI NAGAR COLONY BHAGWANPUR SAMNE GHAT ROAD LANK VARANASI 221 005
GEN HILL SCHOOL MANDUADIH VARANASI PIN 221103
NEAR KISSAN PETROL PUMP,ABHINANDAN VATIKA,KANCHANPUR,DLW,VARANASI,221004
OPPOSITE MERIDIAN HOSPITAL, GHAZIPUR ROAD, LEDHUPUR, KHANPUR, DIST VARANASI, PIN - 221007
KAMANDO NIWAS,KOIRAJPUR,HARAHUA,VARANASI,221105
Other Bank Branches in Pincode 221002
View All in Pincode →ARB VARANSI (VARANASI)
ARDALI BAZAR VARANASI (VARANASI)
Banaras Mercantile Co-operative Bank IMPS (VARANASI)
CANTT (VARANASI)
CAPC VARANASI (VARANASI)
CASH ADMINISTRATION CELL, VARANASI (VARANASI)
Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.