Indian Overseas Bank P. Road Kanpur Branch IFSC Code: IOBA0003888
Branch Code: 003888 | KANPUR, KANPUR, UTTAR PRADESH
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, P. Road Kanpur branch in KANPUR, UTTAR PRADESH is IOBA0003888. The MICR code for cheque clearance is 208020008.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- P. ROAD-KANPUR
- MICR Code
- City / District
- KANPUR (KANPUR)
- State
- UTTAR PRADESH
- Postal Pincode
- 208012
104A/298, P ROAD, RAMBAGH, OPPOSITE HARSAHAI PG COLLEGE, KANPUR, DISTRICT KANPUR, UTTAR PRADESH, PIN CODE 208012, Pincode: 208012
How to Read IFSC Code: IOBA0003888
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003888)
Which bank does IFSC Code IOBA0003888 belong to?
IFSC Code IOBA0003888 belongs to Indian Overseas Bank for its P. ROAD-KANPUR branch, located in KANPUR, UTTAR PRADESH. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank P. ROAD-KANPUR branch?
The IFSC Code for Indian Overseas Bank P. ROAD-KANPUR branch in KANPUR, UTTAR PRADESH is IOBA0003888. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank P. ROAD-KANPUR branch?
The branch is located at: 104A/298, P ROAD, RAMBAGH, OPPOSITE HARSAHAI PG COLLEGE, KANPUR, DISTRICT KANPUR, UTTAR PRADESH, PIN CODE 208012, Pincode: 208012, KANPUR, UTTAR PRADESH.
What is the MICR Code for Indian Overseas Bank P. ROAD-KANPUR?
The MICR Code for electronic cheque clearing at Indian Overseas Bank P. ROAD-KANPUR is 208020008.
How to decipher the IFSC code IOBA0003888?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003888' represent the specific P. ROAD-KANPUR branch code.
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