Indian Overseas Bank Wireless Road Branch IFSC Code: IOBA0003897
Branch Code: 003897 | TRICHY, TRICHY, Tamil Nadu
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Wireless Road branch in TRICHY, Tamil Nadu is IOBA0003897.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- WIRELESS ROAD BRANCH
- MICR Code
- Not Assigned / Non-MICR
- City / District
- TRICHY (TRICHY)
- State
- Tamil Nadu
- Postal Pincode
- 620007
36, KAVERI NAGAR EXTENSION , WIRELESS ROAD , AIRPORT , TRICHY 620007, Pincode: 620007
How to Read IFSC Code: IOBA0003897
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003897)
Which bank does IFSC Code IOBA0003897 belong to?
IFSC Code IOBA0003897 belongs to Indian Overseas Bank for its WIRELESS ROAD BRANCH branch, located in TRICHY, Tamil Nadu. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank WIRELESS ROAD BRANCH branch?
The IFSC Code for Indian Overseas Bank WIRELESS ROAD BRANCH branch in TRICHY, Tamil Nadu is IOBA0003897. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank WIRELESS ROAD BRANCH branch?
The branch is located at: 36, KAVERI NAGAR EXTENSION , WIRELESS ROAD , AIRPORT , TRICHY 620007, Pincode: 620007, TRICHY, Tamil Nadu.
How to decipher the IFSC code IOBA0003897?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003897' represent the specific WIRELESS ROAD BRANCH branch code.
Parent Directory Links
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