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IOBABranch Code: 003910

Indian Overseas Bank Paikaramau Branch IFSC Code: IOBA0003910

Branch Code: 003910 | LUCKNOW, LUCKNOW, UTTAR PRADESH

Primary IFSC Code
IOBA0003910
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Paikaramau branch in LUCKNOW, UTTAR PRADESH is IOBA0003910. The MICR code for cheque clearance is 226020041.

Branch Fact Sheet & Electronic Routing Details

Branch Name
PAIKARAMAU
MICR Code
City / District
LUCKNOW (LUCKNOW)
Postal Pincode
226026
Full Branch Address

KHASRA NO 296 S PALKA VILLAGE PAIKARMAU,BAKSHI KA TALAB,KURSI ROAD,LUCKNOW 226026,UTTAR PARDESH, Pincode: 226026

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in UTTAR PRADESH:Govardhan Puja / Balipratipada / Vikram Samvat New Year on 2026-11-09 (9 days away).
Customer Support & Helplines24x7 Toll-Free

Indian Overseas Bank Official Emergency Contacts

Local Financial Pulse: LUCKNOW, UTTAR PRADESH

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g
Petrol (LUCKNOW)₹94.65 / L
Diesel (LUCKNOW)₹87.76 / L

How to Read IFSC Code: IOBA0003910

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003910Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Indian Overseas Bank (IOBA0003910)

Which bank does IFSC Code IOBA0003910 belong to?

IFSC Code IOBA0003910 belongs to Indian Overseas Bank for its PAIKARAMAU branch, located in LUCKNOW, UTTAR PRADESH. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.

What is the IFSC Code for Indian Overseas Bank PAIKARAMAU branch?

The IFSC Code for Indian Overseas Bank PAIKARAMAU branch in LUCKNOW, UTTAR PRADESH is IOBA0003910. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank PAIKARAMAU branch?

The branch is located at: KHASRA NO 296 S PALKA VILLAGE PAIKARMAU,BAKSHI KA TALAB,KURSI ROAD,LUCKNOW 226026,UTTAR PARDESH, Pincode: 226026, LUCKNOW, UTTAR PRADESH.

What is the MICR Code for Indian Overseas Bank PAIKARAMAU?

The MICR Code for electronic cheque clearing at Indian Overseas Bank PAIKARAMAU is 226020041.

How to decipher the IFSC code IOBA0003910?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003910' represent the specific PAIKARAMAU branch code.