IOBABranch Code: 003910

Indian Overseas Bank IFSC Code

PAIKARAMAU Branch, LUCKNOW, LUCKNOW, UTTAR PRADESH

Primary IFSC Code

IOBA0003910

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, PAIKARAMAU branch in LUCKNOW, UTTAR PRADESH is IOBA0003910. The MICR code for cheque clearance is 226020041.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: PAIKARAMAU
MICR Code: 226020041
City / District: LUCKNOW (LUCKNOW)
State: UTTAR PRADESH
Postal Pincode: 226026

Full Branch Address

KHASRA NO 296 S PALKA VILLAGE PAIKARMAU,BAKSHI KA TALAB,KURSI ROAD,LUCKNOW 226026,UTTAR PARDESH, Pincode: 226026

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: IOBA0003910

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003910Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0003910)

What is the IFSC Code for Indian Overseas Bank PAIKARAMAU branch?

The IFSC Code for Indian Overseas Bank PAIKARAMAU branch in LUCKNOW, UTTAR PRADESH is IOBA0003910. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank PAIKARAMAU branch?

The branch is located at: KHASRA NO 296 S PALKA VILLAGE PAIKARMAU,BAKSHI KA TALAB,KURSI ROAD,LUCKNOW 226026,UTTAR PARDESH, Pincode: 226026, LUCKNOW, UTTAR PRADESH.

What is the MICR Code for Indian Overseas Bank PAIKARAMAU?

The MICR Code for electronic cheque clearing at Indian Overseas Bank PAIKARAMAU is 226020041.

How to decipher the IFSC code IOBA0003910?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003910' represent the specific PAIKARAMAU branch code.