Indian Overseas Bank Kodavasal Branch IFSC Code: IOBA0003970
Branch Code: 003970 | NAGAPATTINAM, NAGAPATTINAM, Tamil Nadu
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Kodavasal branch in NAGAPATTINAM, Tamil Nadu is IOBA0003970.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- KODAVASAL
- MICR Code
- Not Assigned / Non-MICR
- City / District
- NAGAPATTINAM (NAGAPATTINAM)
- State
- Tamil Nadu
- Postal Pincode
- 612601
NO.39/12, NORTH STREET,NANNILAM MAIN ROAD,KODAVASAL,THIRUVARUR DISTRICT,TAMIL NADU, PIN-612601, Pincode: 612601
How to Read IFSC Code: IOBA0003970
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003970)
Which bank does IFSC Code IOBA0003970 belong to?
IFSC Code IOBA0003970 belongs to Indian Overseas Bank for its KODAVASAL branch, located in NAGAPATTINAM, Tamil Nadu. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank KODAVASAL branch?
The IFSC Code for Indian Overseas Bank KODAVASAL branch in NAGAPATTINAM, Tamil Nadu is IOBA0003970. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank KODAVASAL branch?
The branch is located at: NO.39/12, NORTH STREET,NANNILAM MAIN ROAD,KODAVASAL,THIRUVARUR DISTRICT,TAMIL NADU, PIN-612601, Pincode: 612601, NAGAPATTINAM, Tamil Nadu.
How to decipher the IFSC code IOBA0003970?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003970' represent the specific KODAVASAL branch code.
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