Indian Overseas Bank IFSC Code
BOLPUR Branch, BOLPUR, BOLPUR, WEST BENGAL
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, BOLPUR branch in BOLPUR, WEST BENGAL is IOBA0003974. The MICR code for cheque clearance is 731020002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- BOLPUR
- MICR Code
- City / District
- BOLPUR (BOLPUR)
- State
- WEST BENGAL
- Postal Pincode
- N/A
HOLDING NO 257 GROUND FLOOR ANANDAM ANUSTHAN BHAVAN PO BIRBHUM WEST BENGAL PIN 7312024
How to Read IFSC Code: IOBA0003974
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003974)
What is the IFSC Code for Indian Overseas Bank BOLPUR branch?
The IFSC Code for Indian Overseas Bank BOLPUR branch in BOLPUR, WEST BENGAL is IOBA0003974. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank BOLPUR branch?
The branch is located at: HOLDING NO 257 GROUND FLOOR ANANDAM ANUSTHAN BHAVAN PO BIRBHUM WEST BENGAL PIN 7312024, BOLPUR, WEST BENGAL.
What is the MICR Code for Indian Overseas Bank BOLPUR?
The MICR Code for electronic cheque clearing at Indian Overseas Bank BOLPUR is 731020002.
How to decipher the IFSC code IOBA0003974?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003974' represent the specific BOLPUR branch code.
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