Indian Overseas Bank Karuppayurani Branch IFSC Code: IOBA0003981
Branch Code: 003981 | MADURAI, MADURAI, Tamil Nadu
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Karuppayurani branch in MADURAI, Tamil Nadu is IOBA0003981.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- KARUPPAYURANI
- MICR Code
- Not Assigned / Non-MICR
- City / District
- MADURAI (MADURAI)
- State
- Tamil Nadu
- Postal Pincode
- 625020
OLD SURVEY NO 19/1, NEW SURVEY NO 168/10, KALIKAPPAN 2ND BIT, KARUPPAYURANI VILLAGE, MADURAI NORTH, MADURAI - 625020, Pincode: 625020
How to Read IFSC Code: IOBA0003981
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0003981)
Which bank does IFSC Code IOBA0003981 belong to?
IFSC Code IOBA0003981 belongs to Indian Overseas Bank for its KARUPPAYURANI branch, located in MADURAI, Tamil Nadu. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank KARUPPAYURANI branch?
The IFSC Code for Indian Overseas Bank KARUPPAYURANI branch in MADURAI, Tamil Nadu is IOBA0003981. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank KARUPPAYURANI branch?
The branch is located at: OLD SURVEY NO 19/1, NEW SURVEY NO 168/10, KALIKAPPAN 2ND BIT, KARUPPAYURANI VILLAGE, MADURAI NORTH, MADURAI - 625020, Pincode: 625020, MADURAI, Tamil Nadu.
How to decipher the IFSC code IOBA0003981?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003981' represent the specific KARUPPAYURANI branch code.
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