IOBABranch Code: 003983

Indian Overseas Bank IFSC Code

RAIGARH Branch, RAIGARH, RAIGARH, CHHATTISGARH

Primary IFSC Code

IOBA0003983

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, RAIGARH branch in RAIGARH, CHHATTISGARH is IOBA0003983. The MICR code for cheque clearance is 496020002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: RAIGARH
MICR Code: 496020002
City / District: RAIGARH (RAIGARH)
State: CHHATTISGARH
Postal Pincode: 496001

Full Branch Address

SHOP NO. 8,9,10,11,12,13,14, KRISHNA CROWN COMMERCIAL COMPLEX,WARD NO 4, DIVERSION SHEET NO. 8, CHAITANYA NAGAR, DIST RAIGARH C.G, PIN 496001, Pincode: 496001

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: IOBA0003983

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003983Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0003983)

What is the IFSC Code for Indian Overseas Bank RAIGARH branch?

The IFSC Code for Indian Overseas Bank RAIGARH branch in RAIGARH, CHHATTISGARH is IOBA0003983. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank RAIGARH branch?

The branch is located at: SHOP NO. 8,9,10,11,12,13,14, KRISHNA CROWN COMMERCIAL COMPLEX,WARD NO 4, DIVERSION SHEET NO. 8, CHAITANYA NAGAR, DIST RAIGARH C.G, PIN 496001, Pincode: 496001, RAIGARH, CHHATTISGARH.

What is the MICR Code for Indian Overseas Bank RAIGARH?

The MICR Code for electronic cheque clearing at Indian Overseas Bank RAIGARH is 496020002.

How to decipher the IFSC code IOBA0003983?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003983' represent the specific RAIGARH branch code.