IOBABranch Code: 003991

Indian Overseas Bank IFSC Code

BIAORA Branch, BIAORA, BIAORA, MADHYA PRADESH

Primary IFSC Code

IOBA0003991

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, BIAORA branch in BIAORA, MADHYA PRADESH is IOBA0003991. The MICR code for cheque clearance is 465020002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: BIAORA
MICR Code: 465020002
City / District: BIAORA (BIAORA)
State: MADHYA PRADESH
Postal Pincode: 465674

Full Branch Address

KHASRA NO 290/1/4/1 AND 290/1/4/2, P.H.N.31, NAGAR PALIKA AREA, WARD NO. 08, OLD AB ROAD, BIAORA, TEHSIL BIAORA, DIST RAJGARH, MADHYA PRADESH, PIN 465674, Pincode: 465674

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: IOBA0003991

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003991Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0003991)

What is the IFSC Code for Indian Overseas Bank BIAORA branch?

The IFSC Code for Indian Overseas Bank BIAORA branch in BIAORA, MADHYA PRADESH is IOBA0003991. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank BIAORA branch?

The branch is located at: KHASRA NO 290/1/4/1 AND 290/1/4/2, P.H.N.31, NAGAR PALIKA AREA, WARD NO. 08, OLD AB ROAD, BIAORA, TEHSIL BIAORA, DIST RAJGARH, MADHYA PRADESH, PIN 465674, Pincode: 465674, BIAORA, MADHYA PRADESH.

What is the MICR Code for Indian Overseas Bank BIAORA?

The MICR Code for electronic cheque clearing at Indian Overseas Bank BIAORA is 465020002.

How to decipher the IFSC code IOBA0003991?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003991' represent the specific BIAORA branch code.