IOBABranch Code: 003997

Indian Overseas Bank IFSC Code

PHARENDA Branch, MAHARAJGANJ, MAHARAJGANJ, UTTAR PRADESH

Primary IFSC Code

IOBA0003997

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, PHARENDA branch in MAHARAJGANJ, UTTAR PRADESH is IOBA0003997. The MICR code for cheque clearance is 273020007.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: PHARENDA
MICR Code: 273020007
City / District: MAHARAJGANJ (MAHARAJGANJ)
State: UTTAR PRADESH
Postal Pincode: 273155

Full Branch Address

OPPOSITE TO RAILWAY POWER HOUSE, GORAKHPUR SONAULI MAIN ROAD, ANAND NAGAR, PHARENDA, DIST MAHARAJGANJ, PIN - 273155, Pincode: 273155

Contact Details

Phone: +918925953997

How to Read IFSC Code: IOBA0003997

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003997Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0003997)

What is the IFSC Code for Indian Overseas Bank PHARENDA branch?

The IFSC Code for Indian Overseas Bank PHARENDA branch in MAHARAJGANJ, UTTAR PRADESH is IOBA0003997. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank PHARENDA branch?

The branch is located at: OPPOSITE TO RAILWAY POWER HOUSE, GORAKHPUR SONAULI MAIN ROAD, ANAND NAGAR, PHARENDA, DIST MAHARAJGANJ, PIN - 273155, Pincode: 273155, MAHARAJGANJ, UTTAR PRADESH.

What is the MICR Code for Indian Overseas Bank PHARENDA?

The MICR Code for electronic cheque clearing at Indian Overseas Bank PHARENDA is 273020007.

How can I contact Indian Overseas Bank PHARENDA branch?

You can contact the branch at: Phone: +918925953997. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0003997?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '003997' represent the specific PHARENDA branch code.