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IOBABranch Code: 004003

Indian Overseas Bank IFSC Code

KATRA Branch, KATRA, KATRA, JAMMU AND KASHMIR

Primary IFSC Code
IOBA0004003
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, KATRA branch in KATRA, JAMMU AND KASHMIR is IOBA0004003. The MICR code for cheque clearance is 182020002.

Branch Fact Sheet & Electronic Routing Details

Branch Name
KATRA
MICR Code
City / District
KATRA (KATRA)
Postal Pincode
182320
Full Branch Address

HOTEL AMBIKA BUILDING, KATRA, PIN - 182320, Pincode: 182320

Contact Details
Phone: +919760906667

How to Read IFSC Code: IOBA0004003

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

004003Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0004003)

What is the IFSC Code for Indian Overseas Bank KATRA branch?

The IFSC Code for Indian Overseas Bank KATRA branch in KATRA, JAMMU AND KASHMIR is IOBA0004003. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank KATRA branch?

The branch is located at: HOTEL AMBIKA BUILDING, KATRA, PIN - 182320, Pincode: 182320, KATRA, JAMMU AND KASHMIR.

What is the MICR Code for Indian Overseas Bank KATRA?

The MICR Code for electronic cheque clearing at Indian Overseas Bank KATRA is 182020002.

How can I contact Indian Overseas Bank KATRA branch?

You can contact the branch at: Phone: +919760906667. For official national customer care, refer to Indian Overseas Bank's official banking channels.

How to decipher the IFSC code IOBA0004003?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '004003' represent the specific KATRA branch code.

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