Indian Overseas Bank Ranjit Sagar Road Branch IFSC Code: IOBA0004031
Branch Code: 004031 | JAMNAGAR, JAMNAGAR, Gujarat
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Ranjit Sagar Road branch in JAMNAGAR, Gujarat is IOBA0004031. The MICR code for cheque clearance is 361020002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- RANJIT SAGAR ROAD
- MICR Code
- City / District
- JAMNAGAR (JAMNAGAR)
- State
- Gujarat
- Postal Pincode
- 361005
G1,2,3, ROYAL EMPIRE, NEAR AVADH HONDA SHOWROOM, RANJIT SAGAR ROAD, DISTRICT JAMNAGAR, STATE GUJARAT, 361005, Pincode: 361005
How to Read IFSC Code: IOBA0004031
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0004031)
Which bank does IFSC Code IOBA0004031 belong to?
IFSC Code IOBA0004031 belongs to Indian Overseas Bank for its RANJIT SAGAR ROAD branch, located in JAMNAGAR, Gujarat. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank RANJIT SAGAR ROAD branch?
The IFSC Code for Indian Overseas Bank RANJIT SAGAR ROAD branch in JAMNAGAR, Gujarat is IOBA0004031. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank RANJIT SAGAR ROAD branch?
The branch is located at: G1,2,3, ROYAL EMPIRE, NEAR AVADH HONDA SHOWROOM, RANJIT SAGAR ROAD, DISTRICT JAMNAGAR, STATE GUJARAT, 361005, Pincode: 361005, JAMNAGAR, Gujarat.
What is the MICR Code for Indian Overseas Bank RANJIT SAGAR ROAD?
The MICR Code for electronic cheque clearing at Indian Overseas Bank RANJIT SAGAR ROAD is 361020002.
How to decipher the IFSC code IOBA0004031?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '004031' represent the specific RANJIT SAGAR ROAD branch code.
Parent Directory Links
Other Indian Overseas Bank Branches in JAMNAGAR
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