Indian Overseas Bank Ashiyana Digha Road Branch IFSC Code: IOBA0004051
Branch Code: 004051 | PATNA, PATNA, BIHAR
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Ashiyana Digha Road branch in PATNA, BIHAR is IOBA0004051. The MICR code for cheque clearance is 800020015.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- ASHIYANA-DIGHA ROAD
- MICR Code
- City / District
- PATNA (PATNA)
- State
- BIHAR
- Postal Pincode
- 800025
GROUND FLOOR,ASHIYANA NAGAR MAIN ROAD,NEXT TO ARMS SCHOOL,DISTRICT PATNA,BIHAR 800025, Pincode: 800025
How to Read IFSC Code: IOBA0004051
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0004051)
Which bank does IFSC Code IOBA0004051 belong to?
IFSC Code IOBA0004051 belongs to Indian Overseas Bank for its ASHIYANA-DIGHA ROAD branch, located in PATNA, BIHAR. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank ASHIYANA-DIGHA ROAD branch?
The IFSC Code for Indian Overseas Bank ASHIYANA-DIGHA ROAD branch in PATNA, BIHAR is IOBA0004051. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank ASHIYANA-DIGHA ROAD branch?
The branch is located at: GROUND FLOOR,ASHIYANA NAGAR MAIN ROAD,NEXT TO ARMS SCHOOL,DISTRICT PATNA,BIHAR 800025, Pincode: 800025, PATNA, BIHAR.
What is the MICR Code for Indian Overseas Bank ASHIYANA-DIGHA ROAD?
The MICR Code for electronic cheque clearing at Indian Overseas Bank ASHIYANA-DIGHA ROAD is 800020015.
How to decipher the IFSC code IOBA0004051?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '004051' represent the specific ASHIYANA-DIGHA ROAD branch code.
Parent Directory Links
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Other Bank Branches in Pincode 800025
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ASHIANA NAGAR (PATNA)
ASHIANA NAGAR (PATNA)
ASHIANA NAGAR, PATNA (ASHIANA NAGAR, PATNA)
KARPOORI THAKUR SADAN (PATNA)
PATLIPUTRA STATION BRANCH (PATNA)
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