IOBABranch Code: 004091

Indian Overseas Bank IFSC Code

LPC PANAJI-GOA Branch, PANAJI, PANAJI, GOA

Primary IFSC Code

IOBA0004091

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Indian Overseas Bank, LPC PANAJI-GOA branch in PANAJI, GOA is IOBA0004091.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Indian Overseas Bank
Branch Name: LPC PANAJI-GOA
MICR Code: Not Assigned / Non-MICR
City / District: PANAJI (PANAJI)
State: GOA
Postal Pincode: 403001

Full Branch Address

SALGAOCAR CENTRE,IIND FLOOR,RUA-DE QUREM,PANAJI,GOA,PIN- 403001, Pincode: 403001

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: IOBA0004091

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IOBABank Identifier

First 4 alphabetic characters identify Indian Overseas Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

004091Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Indian Overseas Bank (IOBA0004091)

What is the IFSC Code for Indian Overseas Bank LPC PANAJI-GOA branch?

The IFSC Code for Indian Overseas Bank LPC PANAJI-GOA branch in PANAJI, GOA is IOBA0004091. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Indian Overseas Bank LPC PANAJI-GOA branch?

The branch is located at: SALGAOCAR CENTRE,IIND FLOOR,RUA-DE QUREM,PANAJI,GOA,PIN- 403001, Pincode: 403001, PANAJI, GOA.

How to decipher the IFSC code IOBA0004091?

The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '004091' represent the specific LPC PANAJI-GOA branch code.