Indian Overseas Bank Lpc Ranchi Branch IFSC Code: IOBA0004096
Branch Code: 004096 | RANCHI, RANCHI, JHARKHAND
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Lpc Ranchi branch in RANCHI, JHARKHAND is IOBA0004096.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- LPC RANCHI
- MICR Code
- Not Assigned / Non-MICR
- City / District
- RANCHI (RANCHI)
- State
- JHARKHAND
- Postal Pincode
- 834001
1ST FLOOR,SHANTIDEEP COMPLEX,RADIUM ROAD,INFRONT OF MAHARAJA HOTEL,RANCHI,JHARKHAND,PIN-834001, Pincode: 834001
How to Read IFSC Code: IOBA0004096
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0004096)
Which bank does IFSC Code IOBA0004096 belong to?
IFSC Code IOBA0004096 belongs to Indian Overseas Bank for its LPC RANCHI branch, located in RANCHI, JHARKHAND. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank LPC RANCHI branch?
The IFSC Code for Indian Overseas Bank LPC RANCHI branch in RANCHI, JHARKHAND is IOBA0004096. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank LPC RANCHI branch?
The branch is located at: 1ST FLOOR,SHANTIDEEP COMPLEX,RADIUM ROAD,INFRONT OF MAHARAJA HOTEL,RANCHI,JHARKHAND,PIN-834001, Pincode: 834001, RANCHI, JHARKHAND.
How to decipher the IFSC code IOBA0004096?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '004096' represent the specific LPC RANCHI branch code.
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