Indian Overseas Bank Adityapur Branch IFSC Code: IOBA0004154
Branch Code: 004154 | ADITYAPUR, ADITYAPUR, JHARKHAND
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Adityapur branch in ADITYAPUR, JHARKHAND is IOBA0004154.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- ADITYAPUR
- MICR Code
- Not Assigned / Non-MICR
- City / District
- ADITYAPUR (ADITYAPUR)
- State
- JHARKHAND
- Postal Pincode
- N/A
DEEP COMPLEX 1225 TATA KANDRA MAIN ROAD NEAR NAC OFFICE, ADITYAPUR
How to Read IFSC Code: IOBA0004154
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0004154)
Which bank does IFSC Code IOBA0004154 belong to?
IFSC Code IOBA0004154 belongs to Indian Overseas Bank for its ADITYAPUR branch, located in ADITYAPUR, JHARKHAND. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank ADITYAPUR branch?
The IFSC Code for Indian Overseas Bank ADITYAPUR branch in ADITYAPUR, JHARKHAND is IOBA0004154. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank ADITYAPUR branch?
The branch is located at: DEEP COMPLEX 1225 TATA KANDRA MAIN ROAD NEAR NAC OFFICE, ADITYAPUR, ADITYAPUR, JHARKHAND.
How to decipher the IFSC code IOBA0004154?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '004154' represent the specific ADITYAPUR branch code.
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