Indian Overseas Bank Ro Kanpur Branch IFSC Code: IOBA0004163
Branch Code: 004163 | KANPUR, KANPUR, UTTAR PRADESH
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Ro Kanpur branch in KANPUR, UTTAR PRADESH is IOBA0004163.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- RO KANPUR
- MICR Code
- Not Assigned / Non-MICR
- City / District
- KANPUR (KANPUR)
- State
- UTTAR PRADESH
- Postal Pincode
- 208012
AMAR UJALA LIMITED,89-90,99-100,IST FLOOR,GOVERNMENT INDUSTRIAL ESTATE,FAZAL GANJ,KANPUR,UTTAR PRADESH,PIN- 208012, Pincode: 208012
How to Read IFSC Code: IOBA0004163
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0004163)
Which bank does IFSC Code IOBA0004163 belong to?
IFSC Code IOBA0004163 belongs to Indian Overseas Bank for its RO KANPUR branch, located in KANPUR, UTTAR PRADESH. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank RO KANPUR branch?
The IFSC Code for Indian Overseas Bank RO KANPUR branch in KANPUR, UTTAR PRADESH is IOBA0004163. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank RO KANPUR branch?
The branch is located at: AMAR UJALA LIMITED,89-90,99-100,IST FLOOR,GOVERNMENT INDUSTRIAL ESTATE,FAZAL GANJ,KANPUR,UTTAR PRADESH,PIN- 208012, Pincode: 208012, KANPUR, UTTAR PRADESH.
How to decipher the IFSC code IOBA0004163?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '004163' represent the specific RO KANPUR branch code.
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