Indian Overseas Bank IFSC Code
KHAMBHALIA Branch, DWARKA, DWARKA, Gujarat
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, KHAMBHALIA branch in DWARKA, Gujarat is IOBA0004200. The MICR code for cheque clearance is 361020005.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- KHAMBHALIA
- MICR Code
- City / District
- DWARKA (DWARKA)
- State
- Gujarat
- Postal Pincode
- N/A
CS NO 537/A/1, 537/A/3,537/ A/4 MILAN CHAR RASTA, KHAMBHALIA DISTRICT DWARKA
How to Read IFSC Code: IOBA0004200
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0004200)
What is the IFSC Code for Indian Overseas Bank KHAMBHALIA branch?
The IFSC Code for Indian Overseas Bank KHAMBHALIA branch in DWARKA, Gujarat is IOBA0004200. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank KHAMBHALIA branch?
The branch is located at: CS NO 537/A/1, 537/A/3,537/ A/4 MILAN CHAR RASTA, KHAMBHALIA DISTRICT DWARKA, DWARKA, Gujarat.
What is the MICR Code for Indian Overseas Bank KHAMBHALIA?
The MICR Code for electronic cheque clearing at Indian Overseas Bank KHAMBHALIA is 361020005.
How to decipher the IFSC code IOBA0004200?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters '004200' represent the specific KHAMBHALIA branch code.
Parent Directory Links
Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.