Indian Overseas Bank Ogb Sarat Branch IFSC Code: IOBA0GB1023
Branch Code: GB1023 | SARAT, SARAT, ODISHA
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Ogb Sarat branch in SARAT, ODISHA is IOBA0GB1023. The MICR code for cheque clearance is 757706552.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- OGB -SARAT
- MICR Code
- City / District
- SARAT (SARAT)
- State
- ODISHA
- Postal Pincode
- 757040
AT/PO SARAT, VIA KAPTIPADA,DIST MAYURBHANJ, PIN - 757040, Pincode: 757040
How to Read IFSC Code: IOBA0GB1023
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0GB1023)
Which bank does IFSC Code IOBA0GB1023 belong to?
IFSC Code IOBA0GB1023 belongs to Indian Overseas Bank for its OGB -SARAT branch, located in SARAT, ODISHA. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank OGB -SARAT branch?
The IFSC Code for Indian Overseas Bank OGB -SARAT branch in SARAT, ODISHA is IOBA0GB1023. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank OGB -SARAT branch?
The branch is located at: AT/PO SARAT, VIA KAPTIPADA,DIST MAYURBHANJ, PIN - 757040, Pincode: 757040, SARAT, ODISHA.
What is the MICR Code for Indian Overseas Bank OGB -SARAT?
The MICR Code for electronic cheque clearing at Indian Overseas Bank OGB -SARAT is 757706552.
How to decipher the IFSC code IOBA0GB1023?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters 'GB1023' represent the specific OGB -SARAT branch code.
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