Indian Overseas Bank Ogb Sumandi Branch IFSC Code: IOBA0GB8004
Branch Code: GB8004 | CHIKITI, CHIKITI, ODISHA
The official Indian Financial System Code (IFSC) for Indian Overseas Bank, Ogb Sumandi branch in CHIKITI, ODISHA is IOBA0GB8004.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Indian Overseas Bank
- Branch Name
- OGB - SUMANDI
- MICR Code
- Not Assigned / Non-MICR
- City / District
- CHIKITI (CHIKITI)
- State
- ODISHA
- Postal Pincode
- 761009
AT/PO- SUMANDI, VIA-GIRISOLA,DIST-GANJAM,PIN-761009, Pincode: 761009
Banks Open Per Published Schedule
Indian Overseas Bank Official Emergency Contacts
Local Financial Pulse: CHIKITI, ODISHA
How to Read IFSC Code: IOBA0GB8004
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Indian Overseas Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Indian Overseas Bank (IOBA0GB8004)
Which bank does IFSC Code IOBA0GB8004 belong to?
IFSC Code IOBA0GB8004 belongs to Indian Overseas Bank for its OGB - SUMANDI branch, located in CHIKITI, ODISHA. The 4-letter prefix 'IOBA' represents Indian Overseas Bank.
What is the IFSC Code for Indian Overseas Bank OGB - SUMANDI branch?
The IFSC Code for Indian Overseas Bank OGB - SUMANDI branch in CHIKITI, ODISHA is IOBA0GB8004. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Indian Overseas Bank OGB - SUMANDI branch?
The branch is located at: AT/PO- SUMANDI, VIA-GIRISOLA,DIST-GANJAM,PIN-761009, Pincode: 761009, CHIKITI, ODISHA.
How to decipher the IFSC code IOBA0GB8004?
The first 4 characters 'IOBA' represent Indian Overseas Bank. The 5th character is '0' reserved for future use. The last 6 characters 'GB8004' represent the specific OGB - SUMANDI branch code.
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