JAKABranch Code: KULIGA

Jammu and Kashmir Bank IFSC Code

KULIGAM Branch, KUPWARA, KUPWARA, JAMMU AND KASHMIR

Primary IFSC Code

JAKA0KULIGA

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Jammu and Kashmir Bank, KULIGAM branch in KUPWARA, JAMMU AND KASHMIR is JAKA0KULIGA. The MICR code for cheque clearance is 193051231.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Jammu and Kashmir Bank
Branch Name: KULIGAM
MICR Code: 193051231
City / District: KUPWARA (KUPWARA)
State: JAMMU AND KASHMIR
Postal Pincode: 193222

Full Branch Address

KULIGAM LOLAB,TEHSIL KUPWARA,JAMMU AND KASHMIR PIN 193222, Pincode: 193222

Contact Details

Phone: +919419177026

How to Read IFSC Code: JAKA0KULIGA

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

JAKABank Identifier

First 4 alphabetic characters identify Jammu and Kashmir Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

KULIGABranch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Jammu and Kashmir Bank (JAKA0KULIGA)

What is the IFSC Code for Jammu and Kashmir Bank KULIGAM branch?

The IFSC Code for Jammu and Kashmir Bank KULIGAM branch in KUPWARA, JAMMU AND KASHMIR is JAKA0KULIGA. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Jammu and Kashmir Bank KULIGAM branch?

The branch is located at: KULIGAM LOLAB,TEHSIL KUPWARA,JAMMU AND KASHMIR PIN 193222, Pincode: 193222, KUPWARA, JAMMU AND KASHMIR.

What is the MICR Code for Jammu and Kashmir Bank KULIGAM?

The MICR Code for electronic cheque clearing at Jammu and Kashmir Bank KULIGAM is 193051231.

How can I contact Jammu and Kashmir Bank KULIGAM branch?

You can contact the branch at: Phone: +919419177026. For official national customer care, refer to Jammu and Kashmir Bank's official banking channels.

How to decipher the IFSC code JAKA0KULIGA?

The first 4 characters 'JAKA' represent Jammu and Kashmir Bank. The 5th character is '0' reserved for future use. The last 6 characters 'KULIGA' represent the specific KULIGAM branch code.