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JAKABranch Code: KULIGA

Jammu and Kashmir Bank Kuligam Branch IFSC Code: JAKA0KULIGA

Branch Code: KULIGA | KUPWARA, KUPWARA, JAMMU AND KASHMIR

Primary IFSC Code
JAKA0KULIGA
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Jammu and Kashmir Bank, Kuligam branch in KUPWARA, JAMMU AND KASHMIR is JAKA0KULIGA. The MICR code for cheque clearance is 193051231.

Branch Fact Sheet & Electronic Routing Details

Branch Name
KULIGAM
MICR Code
City / District
KUPWARA (KUPWARA)
Postal Pincode
193222
Full Branch Address

KULIGAM LOLAB,TEHSIL KUPWARA,JAMMU AND KASHMIR PIN 193222, Pincode: 193222

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in JAMMU AND KASHMIR:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
Customer Support & Helplines24x7 Toll-Free

Jammu and Kashmir Bank Official Emergency Contacts

Contact customer support for transaction queries, failed NEFT/IMPS transfers, or netbanking assistance.

Local Financial Pulse: KUPWARA, JAMMU AND KASHMIR

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: JAKA0KULIGA

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

JAKABank Identifier

First 4 alphabetic characters identify Jammu and Kashmir Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

KULIGABranch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Jammu and Kashmir Bank (JAKA0KULIGA)

Which bank does IFSC Code JAKA0KULIGA belong to?

IFSC Code JAKA0KULIGA belongs to Jammu and Kashmir Bank for its KULIGAM branch, located in KUPWARA, JAMMU AND KASHMIR. The 4-letter prefix 'JAKA' represents Jammu and Kashmir Bank.

What is the IFSC Code for Jammu and Kashmir Bank KULIGAM branch?

The IFSC Code for Jammu and Kashmir Bank KULIGAM branch in KUPWARA, JAMMU AND KASHMIR is JAKA0KULIGA. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Jammu and Kashmir Bank KULIGAM branch?

The branch is located at: KULIGAM LOLAB,TEHSIL KUPWARA,JAMMU AND KASHMIR PIN 193222, Pincode: 193222, KUPWARA, JAMMU AND KASHMIR.

What is the MICR Code for Jammu and Kashmir Bank KULIGAM?

The MICR Code for electronic cheque clearing at Jammu and Kashmir Bank KULIGAM is 193051231.

How can I contact Jammu and Kashmir Bank KULIGAM branch?

You can contact the branch at: Phone: +919419177026. For official national customer care, refer to Jammu and Kashmir Bank's official banking channels.

How to decipher the IFSC code JAKA0KULIGA?

The first 4 characters 'JAKA' represent Jammu and Kashmir Bank. The 5th character is '0' reserved for future use. The last 6 characters 'KULIGA' represent the specific KULIGAM branch code.