UTIBBranch Code: 001969

Axis Bank Kupwara Branch IFSC Code: UTIB0001969

Branch Code: 001969 | KUPWARA, KUPWARA, JAMMU AND KASHMIR

Primary IFSC Code

UTIB0001969

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Axis Bank, Kupwara branch in KUPWARA, JAMMU AND KASHMIR is UTIB0001969. The MICR code for cheque clearance is 193211201.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Axis Bank
Branch Name: KUPWARA
MICR Code: 193211201
City / District: KUPWARA (KUPWARA)
State: JAMMU AND KASHMIR
Postal Pincode: 193222

Full Branch Address

DISTRICT KUPWARA, JAMMU & KASHMIR - 193222, Pincode: 193222

Contact & Customer Care

Phone: Refer to Net Banking

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Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in JAMMU AND KASHMIR:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).

JAMMU AND KASHMIR Holiday Calendar 2026

Axis Bank Deposit RatesRBI Master Slabs

Earn up to 7.1% p.a. on Fixed Deposits

Senior citizens receive an additional premium up to 7.6% p.a.

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Local Financial Pulse: KUPWARA, JAMMU AND KASHMIR

Daily Benchmark Commodity Rates

24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: UTIB0001969

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

UTIBBank Identifier

First 4 alphabetic characters identify Axis Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

001969Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Axis Bank (UTIB0001969)

Which bank does IFSC Code UTIB0001969 belong to?

IFSC Code UTIB0001969 belongs to Axis Bank for its KUPWARA branch, located in KUPWARA, JAMMU AND KASHMIR. The 4-letter prefix 'UTIB' represents Axis Bank.

What is the IFSC Code for Axis Bank KUPWARA branch?

The IFSC Code for Axis Bank KUPWARA branch in KUPWARA, JAMMU AND KASHMIR is UTIB0001969. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Axis Bank KUPWARA branch?

The branch is located at: DISTRICT KUPWARA, JAMMU & KASHMIR - 193222, Pincode: 193222, KUPWARA, JAMMU AND KASHMIR.

What is the MICR Code for Axis Bank KUPWARA?

The MICR Code for electronic cheque clearing at Axis Bank KUPWARA is 193211201.

How to decipher the IFSC code UTIB0001969?

The first 4 characters 'UTIB' represent Axis Bank. The 5th character is '0' reserved for future use. The last 6 characters '001969' represent the specific KUPWARA branch code.