JAKABranch Code: SAINIK

Jammu and Kashmir Bank IFSC Code

SAINIK COLONY Branch, JAMMU, JAMMU, JAMMU AND KASHMIR

Primary IFSC Code

JAKA0SAINIK

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Jammu and Kashmir Bank, SAINIK COLONY branch in JAMMU, JAMMU AND KASHMIR is JAKA0SAINIK. The MICR code for cheque clearance is 180051105.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Jammu and Kashmir Bank
Branch Name: SAINIK COLONY
MICR Code: 180051105
City / District: JAMMU (JAMMU)
State: JAMMU AND KASHMIR
Postal Pincode: 180011

Full Branch Address

SAINIK COLONY PLOT NO 335 SECTOR E JAMMU JK PIN 180011, Pincode: 180011

Contact Details

Phone: +919419204895

How to Read IFSC Code: JAKA0SAINIK

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

JAKABank Identifier

First 4 alphabetic characters identify Jammu and Kashmir Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

SAINIKBranch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Jammu and Kashmir Bank (JAKA0SAINIK)

What is the IFSC Code for Jammu and Kashmir Bank SAINIK COLONY branch?

The IFSC Code for Jammu and Kashmir Bank SAINIK COLONY branch in JAMMU, JAMMU AND KASHMIR is JAKA0SAINIK. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Jammu and Kashmir Bank SAINIK COLONY branch?

The branch is located at: SAINIK COLONY PLOT NO 335 SECTOR E JAMMU JK PIN 180011, Pincode: 180011, JAMMU, JAMMU AND KASHMIR.

What is the MICR Code for Jammu and Kashmir Bank SAINIK COLONY?

The MICR Code for electronic cheque clearing at Jammu and Kashmir Bank SAINIK COLONY is 180051105.

How can I contact Jammu and Kashmir Bank SAINIK COLONY branch?

You can contact the branch at: Phone: +919419204895. For official national customer care, refer to Jammu and Kashmir Bank's official banking channels.

How to decipher the IFSC code JAKA0SAINIK?

The first 4 characters 'JAKA' represent Jammu and Kashmir Bank. The 5th character is '0' reserved for future use. The last 6 characters 'SAINIK' represent the specific SAINIK COLONY branch code.