KKBKBranch Code: 003901

Kotak Mahindra Bank IFSC Code

LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

KKBK0003901

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Kotak Mahindra Bank, LUDHIANA branch in LUDHIANA, Punjab is KKBK0003901. The MICR code for cheque clearance is 141485006.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Kotak Mahindra Bank
Branch Name: LUDHIANA
MICR Code: 141485006
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141001

Full Branch Address

KOTAK MAHINDRA BANK LTD., UPPER GROUND FLOOR, B-19-400/2, RANI JHANSI ROAD, CIVIL LINES, LUDHIANA - 141001, PUNJAB, Pincode: 141001

Contact Details

Phone: +9118004100

How to Read IFSC Code: KKBK0003901

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KKBKBank Identifier

First 4 alphabetic characters identify Kotak Mahindra Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003901Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Kotak Mahindra Bank (KKBK0003901)

What is the IFSC Code for Kotak Mahindra Bank LUDHIANA branch?

The IFSC Code for Kotak Mahindra Bank LUDHIANA branch in LUDHIANA, Punjab is KKBK0003901. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Kotak Mahindra Bank LUDHIANA branch?

The branch is located at: KOTAK MAHINDRA BANK LTD., UPPER GROUND FLOOR, B-19-400/2, RANI JHANSI ROAD, CIVIL LINES, LUDHIANA - 141001, PUNJAB, Pincode: 141001, LUDHIANA, Punjab.

What is the MICR Code for Kotak Mahindra Bank LUDHIANA?

The MICR Code for electronic cheque clearing at Kotak Mahindra Bank LUDHIANA is 141485006.

How can I contact Kotak Mahindra Bank LUDHIANA branch?

You can contact the branch at: Phone: +9118004100. For official national customer care, refer to Kotak Mahindra Bank's official banking channels.

How to decipher the IFSC code KKBK0003901?

The first 4 characters 'KKBK' represent Kotak Mahindra Bank. The 5th character is '0' reserved for future use. The last 6 characters '003901' represent the specific LUDHIANA branch code.