KKBKBranch Code: 003902

Kotak Mahindra Bank IFSC Code

GILL ROAD - LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

KKBK0003902

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Kotak Mahindra Bank, GILL ROAD - LUDHIANA branch in LUDHIANA, Punjab is KKBK0003902. The MICR code for cheque clearance is 141485008.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Kotak Mahindra Bank
Branch Name: GILL ROAD - LUDHIANA
MICR Code: 141485008
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141003

Full Branch Address

BLOCK XV 399 AND 399 1 BASEMENT GROUND AND I FLOOR MOONGPHALI MANDI GILL ROAD LUDHIANA 141003, Pincode: 141003

Contact Details

Phone: +9118004100

How to Read IFSC Code: KKBK0003902

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KKBKBank Identifier

First 4 alphabetic characters identify Kotak Mahindra Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003902Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Kotak Mahindra Bank (KKBK0003902)

What is the IFSC Code for Kotak Mahindra Bank GILL ROAD - LUDHIANA branch?

The IFSC Code for Kotak Mahindra Bank GILL ROAD - LUDHIANA branch in LUDHIANA, Punjab is KKBK0003902. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Kotak Mahindra Bank GILL ROAD - LUDHIANA branch?

The branch is located at: BLOCK XV 399 AND 399 1 BASEMENT GROUND AND I FLOOR MOONGPHALI MANDI GILL ROAD LUDHIANA 141003, Pincode: 141003, LUDHIANA, Punjab.

What is the MICR Code for Kotak Mahindra Bank GILL ROAD - LUDHIANA?

The MICR Code for electronic cheque clearing at Kotak Mahindra Bank GILL ROAD - LUDHIANA is 141485008.

How can I contact Kotak Mahindra Bank GILL ROAD - LUDHIANA branch?

You can contact the branch at: Phone: +9118004100. For official national customer care, refer to Kotak Mahindra Bank's official banking channels.

How to decipher the IFSC code KKBK0003902?

The first 4 characters 'KKBK' represent Kotak Mahindra Bank. The 5th character is '0' reserved for future use. The last 6 characters '003902' represent the specific GILL ROAD - LUDHIANA branch code.