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PSIBBranch Code: 021175

Punjab & Sind Bank Ramgarh Branch IFSC Code: PSIB0021175

Branch Code: 021175 | RAMGARH, RAMGARH, JHARKHAND

Primary IFSC Code
PSIB0021175
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, Ramgarh branch in RAMGARH, JHARKHAND is PSIB0021175. The MICR code for cheque clearance is 829023002.

Branch Fact Sheet & Electronic Routing Details

Branch Name
RAMGARH
MICR Code
City / District
RAMGARH (RAMGARH)
Postal Pincode
829122
Full Branch Address

RAMGARH BLOCK NEAR DC OFFICE RAMGARH JHARKHAND 829122, Pincode: 829122

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in JHARKHAND:Chhath Puja (Morning Arghya) on 2026-11-16 (13 days away).
Customer Support & Helplines24x7 Toll-Free

Punjab & Sind Bank Official Emergency Contacts

Local Financial Pulse: RAMGARH, JHARKHAND

Daily Benchmark Commodity Rates
24K Gold Rate₹1,37,576 / 10g

How to Read IFSC Code: PSIB0021175

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PSIBBank Identifier

First 4 alphabetic characters identify Punjab & Sind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

021175Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Punjab & Sind Bank (PSIB0021175)

Which bank does IFSC Code PSIB0021175 belong to?

IFSC Code PSIB0021175 belongs to Punjab & Sind Bank for its RAMGARH branch, located in RAMGARH, JHARKHAND. The 4-letter prefix 'PSIB' represents Punjab & Sind Bank.

What is the IFSC Code for Punjab & Sind Bank RAMGARH branch?

The IFSC Code for Punjab & Sind Bank RAMGARH branch in RAMGARH, JHARKHAND is PSIB0021175. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab & Sind Bank RAMGARH branch?

The branch is located at: RAMGARH BLOCK NEAR DC OFFICE RAMGARH JHARKHAND 829122, Pincode: 829122, RAMGARH, JHARKHAND.

What is the MICR Code for Punjab & Sind Bank RAMGARH?

The MICR Code for electronic cheque clearing at Punjab & Sind Bank RAMGARH is 829023002.

How can I contact Punjab & Sind Bank RAMGARH branch?

You can contact the branch at: Phone: +916512203593. For official national customer care, refer to Punjab & Sind Bank's official banking channels.

How to decipher the IFSC code PSIB0021175?

The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '021175' represent the specific RAMGARH branch code.