PSIBBranch Code: 021540

Punjab & Sind Bank IFSC Code

KOTTAYAM Branch, KOTTAYAM, KOTTAYAM, KERALA

Primary IFSC Code

PSIB0021540

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab & Sind Bank, KOTTAYAM branch in KOTTAYAM, KERALA is PSIB0021540. The MICR code for cheque clearance is 686023002.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab & Sind Bank
Branch Name: KOTTAYAM
MICR Code: 686023002
City / District: KOTTAYAM (KOTTAYAM)
State: KERALA
Postal Pincode: 686001

Full Branch Address

KMC XLL/125, CHERIYILARCADE, KURIANS ROAD, TALUKA - KOTTAYAM, KERALA - 686001, Pincode: 686001

Contact Details

Phone: +914812565481

How to Read IFSC Code: PSIB0021540

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PSIBBank Identifier

First 4 alphabetic characters identify Punjab & Sind Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

021540Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab & Sind Bank (PSIB0021540)

What is the IFSC Code for Punjab & Sind Bank KOTTAYAM branch?

The IFSC Code for Punjab & Sind Bank KOTTAYAM branch in KOTTAYAM, KERALA is PSIB0021540. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab & Sind Bank KOTTAYAM branch?

The branch is located at: KMC XLL/125, CHERIYILARCADE, KURIANS ROAD, TALUKA - KOTTAYAM, KERALA - 686001, Pincode: 686001, KOTTAYAM, KERALA.

What is the MICR Code for Punjab & Sind Bank KOTTAYAM?

The MICR Code for electronic cheque clearing at Punjab & Sind Bank KOTTAYAM is 686023002.

How can I contact Punjab & Sind Bank KOTTAYAM branch?

You can contact the branch at: Phone: +914812565481. For official national customer care, refer to Punjab & Sind Bank's official banking channels.

How to decipher the IFSC code PSIB0021540?

The first 4 characters 'PSIB' represent Punjab & Sind Bank. The 5th character is '0' reserved for future use. The last 6 characters '021540' represent the specific KOTTAYAM branch code.