Punjab National Bank IFSC Code
PHILLAUR-MAIN BAZAR Branch, PHILLAUR, PHILLAUR, Punjab
The official Indian Financial System Code (IFSC) for Punjab National Bank, PHILLAUR-MAIN BAZAR branch in PHILLAUR, Punjab is PUNB0038400. The MICR code for cheque clearance is 144024702.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- PHILLAUR-MAIN BAZAR
- MICR Code
- City / District
- PHILLAUR (PHILLAUR)
- State
- Punjab
- Postal Pincode
- N/A
PNB, PHILLAUR-MAIN
How to Read IFSC Code: PUNB0038400
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0038400)
What is the IFSC Code for Punjab National Bank PHILLAUR-MAIN BAZAR branch?
The IFSC Code for Punjab National Bank PHILLAUR-MAIN BAZAR branch in PHILLAUR, Punjab is PUNB0038400. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank PHILLAUR-MAIN BAZAR branch?
The branch is located at: PNB, PHILLAUR-MAIN, PHILLAUR, Punjab.
What is the MICR Code for Punjab National Bank PHILLAUR-MAIN BAZAR?
The MICR Code for electronic cheque clearing at Punjab National Bank PHILLAUR-MAIN BAZAR is 144024702.
How to decipher the IFSC code PUNB0038400?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '038400' represent the specific PHILLAUR-MAIN BAZAR branch code.
Parent Directory Links
Other Punjab National Bank Branches in PHILLAUR
View All →Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.