Skip to main content
PUNBBranch Code: 039310

Punjab National Bank Biana Distt Karnal Branch IFSC Code: PUNB0039310

Branch Code: 039310 | BIANA, BIANA, Haryana

Primary IFSC Code
PUNB0039310
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, Biana Distt Karnal branch in BIANA, Haryana is PUNB0039310. The MICR code for cheque clearance is 132024124.

Branch Fact Sheet & Electronic Routing Details

Branch Name
BIANA-DISTT KARNAL
MICR Code
City / District
BIANA (BIANA)
State
Haryana
Postal Pincode
132054
Full Branch Address

VILL AND PO BIANA TEHSIL INDRI 132054, Pincode: 132054

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in Haryana:Govardhan Puja / Balipratipada / Vikram Samvat New Year on 2026-11-09 (9 days away).
Punjab National Bank Deposit RatesRBI Master Slabs

Earn up to 7.25% p.a. on Fixed Deposits

Senior citizens receive an additional premium up to 7.75% p.a.

1-Click Returns EstimationCalculate compound interest on your deposit
Calculate

Local Financial Pulse: BIANA, Haryana

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: PUNB0039310

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

039310Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Punjab National Bank (PUNB0039310)

Which bank does IFSC Code PUNB0039310 belong to?

IFSC Code PUNB0039310 belongs to Punjab National Bank for its BIANA-DISTT KARNAL branch, located in BIANA, Haryana. The 4-letter prefix 'PUNB' represents Punjab National Bank.

What is the IFSC Code for Punjab National Bank BIANA-DISTT KARNAL branch?

The IFSC Code for Punjab National Bank BIANA-DISTT KARNAL branch in BIANA, Haryana is PUNB0039310. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank BIANA-DISTT KARNAL branch?

The branch is located at: VILL AND PO BIANA TEHSIL INDRI 132054, Pincode: 132054, BIANA, Haryana.

What is the MICR Code for Punjab National Bank BIANA-DISTT KARNAL?

The MICR Code for electronic cheque clearing at Punjab National Bank BIANA-DISTT KARNAL is 132024124.

How can I contact Punjab National Bank BIANA-DISTT KARNAL branch?

You can contact the branch at: Phone: +911842396023. For official national customer care, refer to Punjab National Bank's official banking channels.

How to decipher the IFSC code PUNB0039310?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '039310' represent the specific BIANA-DISTT KARNAL branch code.

Parent Directory Links

Need help verifying this IFSC Code before sending money?

Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.

Read Verification Guide →