Punjab National Bank Biana Distt Karnal Branch IFSC Code: PUNB0039310
Branch Code: 039310 | BIANA, BIANA, Haryana
The official Indian Financial System Code (IFSC) for Punjab National Bank, Biana Distt Karnal branch in BIANA, Haryana is PUNB0039310. The MICR code for cheque clearance is 132024124.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- BIANA-DISTT KARNAL
- MICR Code
- City / District
- BIANA (BIANA)
- State
- Haryana
- Postal Pincode
- 132054
VILL AND PO BIANA TEHSIL INDRI 132054, Pincode: 132054
Banks Open Per Published Schedule
Earn up to 7.25% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.75% p.a.
Local Financial Pulse: BIANA, Haryana
How to Read IFSC Code: PUNB0039310
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0039310)
Which bank does IFSC Code PUNB0039310 belong to?
IFSC Code PUNB0039310 belongs to Punjab National Bank for its BIANA-DISTT KARNAL branch, located in BIANA, Haryana. The 4-letter prefix 'PUNB' represents Punjab National Bank.
What is the IFSC Code for Punjab National Bank BIANA-DISTT KARNAL branch?
The IFSC Code for Punjab National Bank BIANA-DISTT KARNAL branch in BIANA, Haryana is PUNB0039310. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank BIANA-DISTT KARNAL branch?
The branch is located at: VILL AND PO BIANA TEHSIL INDRI 132054, Pincode: 132054, BIANA, Haryana.
What is the MICR Code for Punjab National Bank BIANA-DISTT KARNAL?
The MICR Code for electronic cheque clearing at Punjab National Bank BIANA-DISTT KARNAL is 132024124.
How can I contact Punjab National Bank BIANA-DISTT KARNAL branch?
You can contact the branch at: Phone: +911842396023. For official national customer care, refer to Punjab National Bank's official banking channels.
How to decipher the IFSC code PUNB0039310?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '039310' represent the specific BIANA-DISTT KARNAL branch code.
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