PUNBBranch Code: 085900

Punjab National Bank IFSC Code

SAGAULI, DISTT. EAST CHAWPURAN Branch, EAST CHAMPARAN, BIHAR, EAST CHAMPARAN, BIHAR, BIHAR

Primary IFSC Code

PUNB0085900

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, SAGAULI, DISTT. EAST CHAWPURAN branch in EAST CHAMPARAN, BIHAR, BIHAR is PUNB0085900. The MICR code for cheque clearance is 845024506.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab National Bank
Branch Name: SAGAULI, DISTT. EAST CHAWPURAN
MICR Code: 845024506
City / District: EAST CHAMPARAN, BIHAR (EAST CHAMPARAN, BIHAR)
State: BIHAR
Postal Pincode: N/A

Full Branch Address

DIST.-EAST CHAMPARAN

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: PUNB0085900

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

085900Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab National Bank (PUNB0085900)

What is the IFSC Code for Punjab National Bank SAGAULI, DISTT. EAST CHAWPURAN branch?

The IFSC Code for Punjab National Bank SAGAULI, DISTT. EAST CHAWPURAN branch in EAST CHAMPARAN, BIHAR, BIHAR is PUNB0085900. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank SAGAULI, DISTT. EAST CHAWPURAN branch?

The branch is located at: DIST.-EAST CHAMPARAN, EAST CHAMPARAN, BIHAR, BIHAR.

What is the MICR Code for Punjab National Bank SAGAULI, DISTT. EAST CHAWPURAN?

The MICR Code for electronic cheque clearing at Punjab National Bank SAGAULI, DISTT. EAST CHAWPURAN is 845024506.

How to decipher the IFSC code PUNB0085900?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '085900' represent the specific SAGAULI, DISTT. EAST CHAWPURAN branch code.