Punjab National Bank IFSC Code
SIMLA TOTU BAZAR, DISTT. SIMLA Branch, TOTU,SHIMLA, TOTU,SHIMLA, HIMACHAL PRADESH
The official Indian Financial System Code (IFSC) for Punjab National Bank, SIMLA TOTU BAZAR, DISTT. SIMLA branch in TOTU,SHIMLA, HIMACHAL PRADESH is PUNB0089200. The MICR code for cheque clearance is 171024006.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- SIMLA TOTU BAZAR, DISTT. SIMLA
- MICR Code
- City / District
- TOTU,SHIMLA (TOTU,SHIMLA)
- State
- HIMACHAL PRADESH
- Postal Pincode
- N/A
TOTU (SHIMLA) MOB 9816013556, 9418521755
How to Read IFSC Code: PUNB0089200
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0089200)
What is the IFSC Code for Punjab National Bank SIMLA TOTU BAZAR, DISTT. SIMLA branch?
The IFSC Code for Punjab National Bank SIMLA TOTU BAZAR, DISTT. SIMLA branch in TOTU,SHIMLA, HIMACHAL PRADESH is PUNB0089200. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank SIMLA TOTU BAZAR, DISTT. SIMLA branch?
The branch is located at: TOTU (SHIMLA) MOB 9816013556, 9418521755, TOTU,SHIMLA, HIMACHAL PRADESH.
What is the MICR Code for Punjab National Bank SIMLA TOTU BAZAR, DISTT. SIMLA?
The MICR Code for electronic cheque clearing at Punjab National Bank SIMLA TOTU BAZAR, DISTT. SIMLA is 171024006.
How to decipher the IFSC code PUNB0089200?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '089200' represent the specific SIMLA TOTU BAZAR, DISTT. SIMLA branch code.
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