Punjab National Bank IFSC Code
SIMLA Branch, SIMLA, SIMLA, HIMACHAL PRADESH
The official Indian Financial System Code (IFSC) for Punjab National Bank, SIMLA branch in SIMLA, HIMACHAL PRADESH is PUNB0124920. The MICR code for cheque clearance is 171024051.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- SIMLA
- MICR Code
- City / District
- SIMLA (SIMLA)
- State
- HIMACHAL PRADESH
- Postal Pincode
- N/A
REGENT HOUSE THE MALL,SIMLA
How to Read IFSC Code: PUNB0124920
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0124920)
What is the IFSC Code for Punjab National Bank SIMLA branch?
The IFSC Code for Punjab National Bank SIMLA branch in SIMLA, HIMACHAL PRADESH is PUNB0124920. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank SIMLA branch?
The branch is located at: REGENT HOUSE THE MALL,SIMLA, SIMLA, HIMACHAL PRADESH.
What is the MICR Code for Punjab National Bank SIMLA?
The MICR Code for electronic cheque clearing at Punjab National Bank SIMLA is 171024051.
How to decipher the IFSC code PUNB0124920?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '124920' represent the specific SIMLA branch code.
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