PUNBBranch Code: 127810

Punjab National Bank IFSC Code

GHUMARWIN Branch, GHUMARWIN-HP, GHUMARWIN-HP, HIMACHAL PRADESH

Primary IFSC Code

PUNB0127810

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, GHUMARWIN branch in GHUMARWIN-HP, HIMACHAL PRADESH is PUNB0127810. The MICR code for cheque clearance is 174024066.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab National Bank
Branch Name: GHUMARWIN
MICR Code: 174024066
City / District: GHUMARWIN-HP (GHUMARWIN-HP)
State: HIMACHAL PRADESH
Postal Pincode: 174021

Full Branch Address

NEAR BACHAT BHAWAN GHUMARWIN,DIST BILASPU 174021, Pincode: 174021

Contact Details

Phone: +911978254681

How to Read IFSC Code: PUNB0127810

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

127810Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab National Bank (PUNB0127810)

What is the IFSC Code for Punjab National Bank GHUMARWIN branch?

The IFSC Code for Punjab National Bank GHUMARWIN branch in GHUMARWIN-HP, HIMACHAL PRADESH is PUNB0127810. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank GHUMARWIN branch?

The branch is located at: NEAR BACHAT BHAWAN GHUMARWIN,DIST BILASPU 174021, Pincode: 174021, GHUMARWIN-HP, HIMACHAL PRADESH.

What is the MICR Code for Punjab National Bank GHUMARWIN?

The MICR Code for electronic cheque clearing at Punjab National Bank GHUMARWIN is 174024066.

How can I contact Punjab National Bank GHUMARWIN branch?

You can contact the branch at: Phone: +911978254681. For official national customer care, refer to Punjab National Bank's official banking channels.

How to decipher the IFSC code PUNB0127810?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '127810' represent the specific GHUMARWIN branch code.