Punjab National Bank IFSC Code
KHARIDUARA Branch, KHARIDUARA, KHARIDUARA, WEST BENGAL
The official Indian Financial System Code (IFSC) for Punjab National Bank, KHARIDUARA branch in KHARIDUARA, WEST BENGAL is PUNB0131220.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- KHARIDUARA
- MICR Code
- Not Assigned / Non-MICR
- City / District
- KHARIDUARA (KHARIDUARA)
- State
- WEST BENGAL
- Postal Pincode
- N/A
VILL&P.O KHARIDUARA,DIST. PURULIA
How to Read IFSC Code: PUNB0131220
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0131220)
What is the IFSC Code for Punjab National Bank KHARIDUARA branch?
The IFSC Code for Punjab National Bank KHARIDUARA branch in KHARIDUARA, WEST BENGAL is PUNB0131220. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank KHARIDUARA branch?
The branch is located at: VILL&P.O KHARIDUARA,DIST. PURULIA, KHARIDUARA, WEST BENGAL.
How to decipher the IFSC code PUNB0131220?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '131220' represent the specific KHARIDUARA branch code.
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