Punjab National Bank IFSC Code
RATLAM Branch, RATLAM, RATLAM, MADHYA PRADESH
The official Indian Financial System Code (IFSC) for Punjab National Bank, RATLAM branch in RATLAM, MADHYA PRADESH is PUNB0178720.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- RATLAM
- MICR Code
- Not Assigned / Non-MICR
- City / District
- RATLAM (RATLAM)
- State
- MADHYA PRADESH
- Postal Pincode
- N/A
RATLAM,
How to Read IFSC Code: PUNB0178720
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0178720)
What is the IFSC Code for Punjab National Bank RATLAM branch?
The IFSC Code for Punjab National Bank RATLAM branch in RATLAM, MADHYA PRADESH is PUNB0178720. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank RATLAM branch?
The branch is located at: RATLAM,, RATLAM, MADHYA PRADESH.
How to decipher the IFSC code PUNB0178720?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '178720' represent the specific RATLAM branch code.
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