PUNBBranch Code: 181600

Punjab National Bank Phagwara Nehru Nagar Distt. K Branch IFSC Code: PUNB0181600

Branch Code: 181600 | PHAGWARA, PHAGWARA, Punjab

Primary IFSC Code

PUNB0181600

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, Phagwara Nehru Nagar Distt. K branch in PHAGWARA, Punjab is PUNB0181600. The MICR code for cheque clearance is 144024780.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab National Bank
Branch Name: PHAGWARA NEHRU NAGAR, DISTT. K
MICR Code: 144024780
City / District: PHAGWARA (PHAGWARA)
State: Punjab
Postal Pincode: N/A

Full Branch Address

PUNJAB

Contact & Customer Care

Phone: Refer to Net Banking

24x7 Helpline & Toll-Free Get Directions Share on WhatsApp

Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in Punjab:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (20 days away).

Punjab Holiday Calendar 2026

Punjab National Bank Deposit RatesRBI Master Slabs

Earn up to 7.25% p.a. on Fixed Deposits

Senior citizens receive an additional premium up to 7.75% p.a.

1-Click Returns EstimationCalculate compound interest on your deposit

Calculate

View All Punjab National Bank Tenure Slabs

Local Financial Pulse: PHAGWARA, Punjab

Daily Benchmark Commodity Rates

24K Gold Rate₹1,37,576 / 10g

How to Read IFSC Code: PUNB0181600

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

181600Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Punjab National Bank (PUNB0181600)

Which bank does IFSC Code PUNB0181600 belong to?

IFSC Code PUNB0181600 belongs to Punjab National Bank for its PHAGWARA NEHRU NAGAR, DISTT. K branch, located in PHAGWARA, Punjab. The 4-letter prefix 'PUNB' represents Punjab National Bank.

What is the IFSC Code for Punjab National Bank PHAGWARA NEHRU NAGAR, DISTT. K branch?

The IFSC Code for Punjab National Bank PHAGWARA NEHRU NAGAR, DISTT. K branch in PHAGWARA, Punjab is PUNB0181600. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank PHAGWARA NEHRU NAGAR, DISTT. K branch?

The branch is located at: PUNJAB, PHAGWARA, Punjab.

What is the MICR Code for Punjab National Bank PHAGWARA NEHRU NAGAR, DISTT. K?

The MICR Code for electronic cheque clearing at Punjab National Bank PHAGWARA NEHRU NAGAR, DISTT. K is 144024780.

How to decipher the IFSC code PUNB0181600?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '181600' represent the specific PHAGWARA NEHRU NAGAR, DISTT. K branch code.