PUNBBranch Code: 199320

Punjab National Bank Bagula Bazar Branch IFSC Code: PUNB0199320

Branch Code: 199320 | NADIA, NADIA, WEST BENGAL

Primary IFSC Code

PUNB0199320

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, Bagula Bazar branch in NADIA, WEST BENGAL is PUNB0199320.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab National Bank
Branch Name: BAGULA BAZAR
MICR Code: Not Assigned / Non-MICR
City / District: NADIA (NADIA)
State: WEST BENGAL
Postal Pincode: 741502

Full Branch Address

BAGULA STATION ROAD, BAGULA, NADIA, WEST BENGAL, PIN-741502, Pincode: 741502

Contact & Customer Care

Phone: Refer to Net Banking

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How to Read IFSC Code: PUNB0199320

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

199320Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Punjab National Bank (PUNB0199320)

Which bank does IFSC Code PUNB0199320 belong to?

IFSC Code PUNB0199320 belongs to Punjab National Bank for its BAGULA BAZAR branch, located in NADIA, WEST BENGAL. The 4-letter prefix 'PUNB' represents Punjab National Bank.

What is the IFSC Code for Punjab National Bank BAGULA BAZAR branch?

The IFSC Code for Punjab National Bank BAGULA BAZAR branch in NADIA, WEST BENGAL is PUNB0199320. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank BAGULA BAZAR branch?

The branch is located at: BAGULA STATION ROAD, BAGULA, NADIA, WEST BENGAL, PIN-741502, Pincode: 741502, NADIA, WEST BENGAL.

How to decipher the IFSC code PUNB0199320?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '199320' represent the specific BAGULA BAZAR branch code.