PUNBBranch Code: 202710

Punjab National Bank IFSC Code

SMRITI NAGAR - BHILAI Branch, BHILAI, BHILAI, CHHATTISGARH

Primary IFSC Code

PUNB0202710

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Punjab National Bank, SMRITI NAGAR - BHILAI branch in BHILAI, CHHATTISGARH is PUNB0202710.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Punjab National Bank
Branch Name: SMRITI NAGAR - BHILAI
MICR Code: Not Assigned / Non-MICR
City / District: BHILAI (BHILAI)
State: CHHATTISGARH
Postal Pincode: 490020

Full Branch Address

B-197 TO B-199 SHAKUNT JUNWANI ROAD, SMRITI N 490020, Pincode: 490020

Contact Details

Phone: +919406208293

How to Read IFSC Code: PUNB0202710

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

PUNBBank Identifier

First 4 alphabetic characters identify Punjab National Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

202710Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Punjab National Bank (PUNB0202710)

What is the IFSC Code for Punjab National Bank SMRITI NAGAR - BHILAI branch?

The IFSC Code for Punjab National Bank SMRITI NAGAR - BHILAI branch in BHILAI, CHHATTISGARH is PUNB0202710. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Punjab National Bank SMRITI NAGAR - BHILAI branch?

The branch is located at: B-197 TO B-199 SHAKUNT JUNWANI ROAD, SMRITI N 490020, Pincode: 490020, BHILAI, CHHATTISGARH.

How can I contact Punjab National Bank SMRITI NAGAR - BHILAI branch?

You can contact the branch at: Phone: +919406208293. For official national customer care, refer to Punjab National Bank's official banking channels.

How to decipher the IFSC code PUNB0202710?

The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '202710' represent the specific SMRITI NAGAR - BHILAI branch code.