Punjab National Bank IFSC Code
KARUR Branch, KARUR, KARUR, Tamil Nadu
The official Indian Financial System Code (IFSC) for Punjab National Bank, KARUR branch in KARUR, Tamil Nadu is PUNB0231000. The MICR code for cheque clearance is 639024002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- KARUR
- MICR Code
- City / District
- KARUR (KARUR)
- State
- Tamil Nadu
- Postal Pincode
- N/A
K RASAMMAL PLAZA, 61, COVAI ROAD
How to Read IFSC Code: PUNB0231000
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0231000)
What is the IFSC Code for Punjab National Bank KARUR branch?
The IFSC Code for Punjab National Bank KARUR branch in KARUR, Tamil Nadu is PUNB0231000. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank KARUR branch?
The branch is located at: K RASAMMAL PLAZA, 61, COVAI ROAD, KARUR, Tamil Nadu.
What is the MICR Code for Punjab National Bank KARUR?
The MICR Code for electronic cheque clearing at Punjab National Bank KARUR is 639024002.
How to decipher the IFSC code PUNB0231000?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '231000' represent the specific KARUR branch code.
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