Punjab National Bank IFSC Code
GAHLI Branch, GAHLI, DT HAMIRPUR, GAHLI, DT HAMIRPUR, HIMACHAL PRADESH
The official Indian Financial System Code (IFSC) for Punjab National Bank, GAHLI branch in GAHLI, DT HAMIRPUR, HIMACHAL PRADESH is PUNB0281400. The MICR code for cheque clearance is 177024061.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- GAHLI
- MICR Code
- City / District
- GAHLI, DT HAMIRPUR (GAHLI, DT HAMIRPUR)
- State
- HIMACHAL PRADESH
- Postal Pincode
- N/A
GAHLI DISTT. HAMIRPUR HP
How to Read IFSC Code: PUNB0281400
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0281400)
What is the IFSC Code for Punjab National Bank GAHLI branch?
The IFSC Code for Punjab National Bank GAHLI branch in GAHLI, DT HAMIRPUR, HIMACHAL PRADESH is PUNB0281400. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank GAHLI branch?
The branch is located at: GAHLI DISTT. HAMIRPUR HP, GAHLI, DT HAMIRPUR, HIMACHAL PRADESH.
What is the MICR Code for Punjab National Bank GAHLI?
The MICR Code for electronic cheque clearing at Punjab National Bank GAHLI is 177024061.
How to decipher the IFSC code PUNB0281400?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '281400' represent the specific GAHLI branch code.
Parent Directory Links
Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.