Punjab National Bank IFSC Code
LAILUNGA Branch, LAILUNGA DISTT RAIGARH, LAILUNGA DISTT RAIGARH, CHHATTISGARH
The official Indian Financial System Code (IFSC) for Punjab National Bank, LAILUNGA branch in LAILUNGA DISTT RAIGARH, CHHATTISGARH is PUNB0287700. The MICR code for cheque clearance is 496024502.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- LAILUNGA
- MICR Code
- City / District
- LAILUNGA DISTT RAIGARH (LAILUNGA DISTT RAIGARH)
- State
- CHHATTISGARH
- Postal Pincode
- N/A
LAILUNGA BRANCH, TEH GHARGHODA
How to Read IFSC Code: PUNB0287700
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0287700)
What is the IFSC Code for Punjab National Bank LAILUNGA branch?
The IFSC Code for Punjab National Bank LAILUNGA branch in LAILUNGA DISTT RAIGARH, CHHATTISGARH is PUNB0287700. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank LAILUNGA branch?
The branch is located at: LAILUNGA BRANCH, TEH GHARGHODA, LAILUNGA DISTT RAIGARH, CHHATTISGARH.
What is the MICR Code for Punjab National Bank LAILUNGA?
The MICR Code for electronic cheque clearing at Punjab National Bank LAILUNGA is 496024502.
How to decipher the IFSC code PUNB0287700?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '287700' represent the specific LAILUNGA branch code.
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