Punjab National Bank IFSC Code
LUMDING COLLEGE RD, DISTT. NAG Branch, LUMDING, DISTT NAGAON, ASSAM, LUMDING, DISTT NAGAON, ASSAM, ASSAM
The official Indian Financial System Code (IFSC) for Punjab National Bank, LUMDING COLLEGE RD, DISTT. NAG branch in LUMDING, DISTT NAGAON, ASSAM, ASSAM is PUNB0321200. The MICR code for cheque clearance is 782024504.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- LUMDING COLLEGE RD, DISTT. NAG
- MICR Code
- City / District
- LUMDING, DISTT NAGAON, ASSAM (LUMDING, DISTT NAGAON, ASSAM)
- State
- ASSAM
- Postal Pincode
- N/A
COLLEGE ROAD, OPP. LUMDING POST OFFICE
How to Read IFSC Code: PUNB0321200
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0321200)
What is the IFSC Code for Punjab National Bank LUMDING COLLEGE RD, DISTT. NAG branch?
The IFSC Code for Punjab National Bank LUMDING COLLEGE RD, DISTT. NAG branch in LUMDING, DISTT NAGAON, ASSAM, ASSAM is PUNB0321200. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank LUMDING COLLEGE RD, DISTT. NAG branch?
The branch is located at: COLLEGE ROAD, OPP. LUMDING POST OFFICE, LUMDING, DISTT NAGAON, ASSAM, ASSAM.
What is the MICR Code for Punjab National Bank LUMDING COLLEGE RD, DISTT. NAG?
The MICR Code for electronic cheque clearing at Punjab National Bank LUMDING COLLEGE RD, DISTT. NAG is 782024504.
How to decipher the IFSC code PUNB0321200?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '321200' represent the specific LUMDING COLLEGE RD, DISTT. NAG branch code.
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