Punjab National Bank IFSC Code
JAORA Branch, JAORA, DISTT RATLAM, M.P., JAORA, DISTT RATLAM, M.P., MADHYA PRADESH
The official Indian Financial System Code (IFSC) for Punjab National Bank, JAORA branch in JAORA, DISTT RATLAM, M.P., MADHYA PRADESH is PUNB0389900. The MICR code for cheque clearance is 457024051.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- JAORA
- MICR Code
- City / District
- JAORA, DISTT RATLAM, M.P. (JAORA, DISTT RATLAM, M.P.)
- State
- MADHYA PRADESH
- Postal Pincode
- N/A
JAORA, DISTT. RATLAM
How to Read IFSC Code: PUNB0389900
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0389900)
What is the IFSC Code for Punjab National Bank JAORA branch?
The IFSC Code for Punjab National Bank JAORA branch in JAORA, DISTT RATLAM, M.P., MADHYA PRADESH is PUNB0389900. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank JAORA branch?
The branch is located at: JAORA, DISTT. RATLAM, JAORA, DISTT RATLAM, M.P., MADHYA PRADESH.
What is the MICR Code for Punjab National Bank JAORA?
The MICR Code for electronic cheque clearing at Punjab National Bank JAORA is 457024051.
How to decipher the IFSC code PUNB0389900?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '389900' represent the specific JAORA branch code.
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