Punjab National Bank IFSC Code
NAIHATI Branch, NAIHATI, NAIHATI, WEST BENGAL
The official Indian Financial System Code (IFSC) for Punjab National Bank, NAIHATI branch in NAIHATI, WEST BENGAL is PUNB0391200. The MICR code for cheque clearance is 700024075.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- NAIHATI
- MICR Code
- City / District
- NAIHATI (NAIHATI)
- State
- WEST BENGAL
- Postal Pincode
- N/A
POOJA COMPLEX,20,AURBINDO ROAD FIRST FLOOR
How to Read IFSC Code: PUNB0391200
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0391200)
What is the IFSC Code for Punjab National Bank NAIHATI branch?
The IFSC Code for Punjab National Bank NAIHATI branch in NAIHATI, WEST BENGAL is PUNB0391200. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank NAIHATI branch?
The branch is located at: POOJA COMPLEX,20,AURBINDO ROAD FIRST FLOOR, NAIHATI, WEST BENGAL.
What is the MICR Code for Punjab National Bank NAIHATI?
The MICR Code for electronic cheque clearing at Punjab National Bank NAIHATI is 700024075.
How to decipher the IFSC code PUNB0391200?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '391200' represent the specific NAIHATI branch code.
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Other Punjab National Bank Branches in NAIHATI
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