Punjab National Bank IFSC Code
KUTTIPURAM Branch, KUTTIPURAM, KUTTIPURAM, KERALA
The official Indian Financial System Code (IFSC) for Punjab National Bank, KUTTIPURAM branch in KUTTIPURAM, KERALA is PUNB0430700. The MICR code for cheque clearance is 679024803.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- KUTTIPURAM
- MICR Code
- City / District
- KUTTIPURAM (KUTTIPURAM)
- State
- KERALA
- Postal Pincode
- N/A
12/853, KALYANI BLDG. BUS STAND ING
How to Read IFSC Code: PUNB0430700
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0430700)
What is the IFSC Code for Punjab National Bank KUTTIPURAM branch?
The IFSC Code for Punjab National Bank KUTTIPURAM branch in KUTTIPURAM, KERALA is PUNB0430700. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank KUTTIPURAM branch?
The branch is located at: 12/853, KALYANI BLDG. BUS STAND ING, KUTTIPURAM, KERALA.
What is the MICR Code for Punjab National Bank KUTTIPURAM?
The MICR Code for electronic cheque clearing at Punjab National Bank KUTTIPURAM is 679024803.
How to decipher the IFSC code PUNB0430700?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '430700' represent the specific KUTTIPURAM branch code.
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