Punjab National Bank IFSC Code
SHAHGANJ ,VARANASI Branch, SHAHGANJ, SHAHGANJ, UTTAR PRADESH
The official Indian Financial System Code (IFSC) for Punjab National Bank, SHAHGANJ ,VARANASI branch in SHAHGANJ, UTTAR PRADESH is PUNB0450400. The MICR code for cheque clearance is 223024002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- SHAHGANJ ,VARANASI
- MICR Code
- City / District
- SHAHGANJ (SHAHGANJ)
- State
- UTTAR PRADESH
- Postal Pincode
- N/A
PURVI KAURIA
How to Read IFSC Code: PUNB0450400
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0450400)
What is the IFSC Code for Punjab National Bank SHAHGANJ ,VARANASI branch?
The IFSC Code for Punjab National Bank SHAHGANJ ,VARANASI branch in SHAHGANJ, UTTAR PRADESH is PUNB0450400. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank SHAHGANJ ,VARANASI branch?
The branch is located at: PURVI KAURIA, SHAHGANJ, UTTAR PRADESH.
What is the MICR Code for Punjab National Bank SHAHGANJ ,VARANASI?
The MICR Code for electronic cheque clearing at Punjab National Bank SHAHGANJ ,VARANASI is 223024002.
How to decipher the IFSC code PUNB0450400?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '450400' represent the specific SHAHGANJ ,VARANASI branch code.
Parent Directory Links
Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.