Punjab National Bank IFSC Code
KUJAP Branch, GAYA, GAYA, BIHAR
The official Indian Financial System Code (IFSC) for Punjab National Bank, KUJAP branch in GAYA, BIHAR is PUNB0586100. The MICR code for cheque clearance is 823024541.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- KUJAP
- MICR Code
- City / District
- GAYA (GAYA)
- State
- BIHAR
- Postal Pincode
- N/A
KUJAP, DIST. GAYA, BIHAR
How to Read IFSC Code: PUNB0586100
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0586100)
What is the IFSC Code for Punjab National Bank KUJAP branch?
The IFSC Code for Punjab National Bank KUJAP branch in GAYA, BIHAR is PUNB0586100. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank KUJAP branch?
The branch is located at: KUJAP, DIST. GAYA, BIHAR, GAYA, BIHAR.
What is the MICR Code for Punjab National Bank KUJAP?
The MICR Code for electronic cheque clearing at Punjab National Bank KUJAP is 823024541.
How can I contact Punjab National Bank KUJAP branch?
You can contact the branch at: Phone: +919801865579. For official national customer care, refer to Punjab National Bank's official banking channels.
How to decipher the IFSC code PUNB0586100?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '586100' represent the specific KUJAP branch code.
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